DRCC Bihar - Complete Student Credit Card Guide

Important Note:

Carry original documents along with self-attested photocopies. All documents must be recent and valid.

Your Progress: 0 of 17 documents

Personal Identification

1. Aadhaar Card (Student & Guardian) 2 copies

2. Bihar Domicile Certificate

3. Passport Size Photos (Student & Guardian , 2-4 each)

4. Active Mobile Number (Aadhaar linked)

5. Valid Email Address (Student & Guardian)

6. PAN Card (If available of Student & Guardian)

Educational Documents

1. Class 10 Marksheet & Certificate

2. Class 12 Marksheet & Certificate

3. College Admission Proof / Bonafide

4. Verified College Fee Structure

Banking & Supporting Documents

1. Bank Passbook (Student & Guardian) 2 copies

2. Income Certificate

3. Caste Certificate (if applicable)

4. DRCC Application PDF

5. Final Application Downloaded

6. Applied on Official Portal

7. Sanction Letter Received

Apply on DRCC Portal

Frequently Asked Questions

What documents are required for DRCC?

Aadhaar Card, Domicile Certificate, Educational Marksheets (10th & 12th), College Admission Proof, Bank Passbook, Income Certificate, and Passport Photos are mandatory. Additional documents may be required based on your specific case.

Is income certificate compulsory for DRCC?

Yes, income certificate is mandatory for DRCC verification. It should be issued by competent authority in Bihar. Family income should be less than 4 lakhs per annum to be eligible.

How long does DRCC approval take?

Usually 30-60 days after document verification. The timeline depends on document completeness, verification speed, and bank processing time. You can track your application on the DRCC portal.

What is the maximum loan amount?

Up to ₹4 lakhs for general courses and up to ₹10 lakhs for technical/professional courses. The exact amount depends on the course fee structure and other factors.

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